Specialized support for military families

Military Tax Guidance for Active-Duty service members, Veterans & their Families

Military life creates tax situations that traditional accounting firms rarely understand—frequent moves, multi-state filings, home-of-record rules, active-duty exemptions, and deployment-related complications. As a veteran-friendly firm shaped by a veteran mindset, S&P Accounting supports service members and their families with clear, accurate tax guidance tailored to the realities of military life.

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Support built for the military lifestyle

Tax guidance for active-duty, PCS moves, multi-state filings & more

Whether you're stationed on the East Coast, based in Kentucky, rotating through multiple states in a year, or transitioning out of service, your tax filing requirements shift with every PCS, duty assignment, and change in residency. We help you understand your obligations and reduce the risk of penalties, double taxation, or overlooked benefits.

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Home-of-Record & Legal Residency Review

Determine your correct tax residency and understand how state income tax applies to you and your spouse under the SCRA (Servicemembers Civil Relief Act).

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Multi-State Filing Support

Guidance for active-duty members stationed in multiple states within the same tax year—helping avoid unnecessary filings or double taxation.

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Active-Duty Tax Exclusion Review

Help determining which income is taxable, which income qualifies for exclusion, and how to apply those rules correctly on your return.

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PCS Move Tax Implications

Clarifying deductible vs. non-deductible expenses, state residency carryovers, and critical documentation needed during relocation years.

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Spousal Residency & Employment Complications

Guidance on the Military Spouse Residency Relief Act (MSRRA), especially when spouses work in one state but legally reside in another.

Clarity when life keeps moving

A Process Shaped by Real Military Experience

01

Military Residency Review

We determine your home-of-record accuracy, verify if MSRRA applies to your spouse, and identify whether state filings are required.

02

Income & Exclusion Analysis

We review LES statements, duty assignments, and federal/state rules to determine taxable vs. excluded income.

03

Multi-State & Deployment Review

We map out every location you lived or earned income to ensure accurate, penalty-free filing—even in years with multiple moves.

04

File With Confidence

Returns are filed electronically with complete documentation, state adjustments, and future recommendations tailored to your service status.

Common Questions from Service Members

  • Do I have to file taxes in every state I’m stationed in?

    No. We limit individual tax preparation to existing business and nonprofit clients and their families. This ensures consistency and coordinated strategies.

  • Does my spouse have to pay taxes in the state where they work?

    Yes. We prepare both federal and state tax filings for individuals in Florida, Texas, and beyond.

  • How does combat zone service affect my taxes?

    Yes. We calculate estimated tax payments for self-employed individuals and business owners to help avoid surprises at year-end.

  • What if I had two or three duty stations in one year?

    We stand behind our work. If you receive a notice related to a return we prepared, we’ll help you respond and resolve the issue.

  • Can you help with transition out of active duty?

    Yes. Transition years are often the most complicated. We help coordinate W-2 income, retirement paperwork, disability benefits, and post-service employment tax planning.